Career & Life Management –FCS Quarter Outline

Study Skills:

 

  1. Review the importance of listening as the easiest way to learn information.
  2. Review strategies for listening improvement.
  3. Identify strategies for identifying information that should be remembered.
  4. Discover techniques for remembering information like repetition, rhyme, peg words, etc.
  5. Apply the strategy SQ3R for reading and taking notes from textbook information.
  6. Understand the three stages of note taking and the two note taking formats.
  7. Identify abbreviations and symbols that can be used to speed up note taking.
  8. Identify different lecture patterns and apply different note taking techniques.
  9. Explain the importance of reviewing notes daily.

10.  Identify ways to improve time management.

11.  Evaluate and improve personal study habits and study

   space.

 

Decision Making:

 

  1. Identify different types of decisions and the steps in the decision-making process.
  2. Identify and explain factors that can affect the decision-making process, and give examples of decisions that have been influenced by one or more of these factors.
  3. Identify and explain frequently used decision-making strategies, and give examples of when these strategies have been used.
  4. Analyze influences of economic conditions on personal and financial decisions.
  5. Identify risks and opportunity costs associated with personal and financial decisions.
  6. Practice making decisions using a decision-making diagram.

 

Financial Management:

 

   Budgeting/Spending Plan

  1. Identify and prioritize short term/long term financial goals.
  2. Identify the steps and resources needed to achieve these goals.
  3. Identify and examine current spending behaviors and patterns.
  4. Understand what it means to budget, and identify the reasons to maintain a budget.
  5. Understand how to create and maintain a personal budget that supports personal and financial goals.

 

 Banking Services

  1. Understand the services offered by banks, savings and loans, and credit unions.
  2. Identify factors to consider when shopping for bank services.
  3. Understand and practice the processes needed for managing a checking account.
  4. Understand the similarities and differences between an ATM and debit card and how to use them.

 

Credit Cards

  1. Review budgets
  2. Understand credit card costs.
  3. Understand credit card terms
  4. Understand how to choose a credit card that fits your needs.
  5. Identify solutions for credit card debt.
  6. Understand credit reports and your individual credit score.
  7. Understand the consequences of irresponsible credit card use.

 

Investing:

  1. Review short and long-term financial goals.
  2. List and explain some of the advantages of saving money.
  3. Understand the concept of “pay yourself first” and some ways to encourage this habit.
  4. List and explain the differences among the most common savings methods.
  5. Understand the advantages and disadvantages of popular investment vehicles (Savings accounts, Stocks, Bonds, CD’s, Mutual Funds)
  6. Understand how to protect yourself against investment fraud.
  7. Compare and contrast the short and long-term consequences of investment decisions.
  8. Speaker:  Investments

 

Car Buying and Insurance

  1. List some of the costs of owning and operating a car.
  2. Given a budget, decide how much you can afford to pay for a car.
  3. List some of the things you should research and some decisions you should make before you begin to shop for a car.
  4. Understand the differences between various kinds of warranties and service contracts.
  5. List some steps you can take to resolve warranty and service contract disputes.
  6. List some of the factors to consider when shopping for a car loan.
  7. Calculate the total cost of various car loans.
  8. Understand what a co-signer is, and describe when one is necessary.
  9. List the responsibilities of a co-signer and of the person getting the loan.

10.  List some of the factors to consider when shopping for car

       insurance.

11.  List some of the factors used to set car insurance rates.

12.  Understand the circumstances under which a vehicle can be

       repossessed, and list the legal rights and responsibilities of

       the creditor and of the debtor.

13.  Given a budget, decide how much money can safely be

       spent each month to own operate, and maintain a car.

14.  Know the advantages and disadvantages of leasing a motor

       vehicle.

  1. Speaker:  Insurance

 

Consumer Privacy:

  1. Define what is meant by privacy in the information age.
  2. Explain the pros and cons of database profiles.
  3. Understand federal laws that offer privacy protection.
  4. Identify public and private sector sources of information.
  5. Understand key privacy issues as they relate to information sources, insurance, employment, direct mail, credit reporting, telecommunications, electronic monitoring and Social Security numbers.
  6. Explain how to remove your name from mailing and telemarketing lists.
  7. Explain how to obtain a credit report.

 

 

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